Finances out of control? Ask an expert for free help today

Certified credit counselors from the nonprofit National Foundation for Credit Counseling (NFCC) are fielding questions online today on MSN Money's Ask a Credit Counselor board. Get free help concerning debt problems, credit cards, housing and foreclosure issues, budgeting, credit scores and other financial issues. Counselors are online Monday through Friday from 6 a.m.-6 p.m. PDT.

Click here to post your question or to read answers to others’ financial questions. (Note that anyone can post a comment but the professional counselors' nicknames on the board are preceded by "NFCC," so read their advice first.)

A couple of recent posts:

• Is getting money from an IRA ever a good idea to pay off credit cards?
• When do you know it is time to turn to debt resolution?