Washington State

Office of the Attorney General

Attorney General

Bob Ferguson

AGLO 1975 NO. 31 >

Under RCW 57.08.105, the board of commissioners of a water district is authorized to purchase liability insurance to protect its own members against liability for personal or bodily injuries and property damage arising from their acts or omissions while performing or in good faith purporting to perform their official duties.

AGO 1967 NO. 37 >

When a school district purchases fire and extended coverage insurance protection for the property of the district under a three year contract which it may cancel at any time, and consequently recover any unearned portion of the premium, it may pay the full premium due in accordance with the contract at the time of purchase.

AGO 1955 NO. 43 >

An insurance policy from an unauthorized insurer meeting the conditions and provisions of chapter 48.15 RCW as surplus line coverage constitutes compliance with the requirements of RCW 81.80.190.

AGO 1965 NO. 49 >

The limited type of life insurance contemplated by § 1, chapter 68, Laws of 1965, providing ". . . coverage not to exceed one hundred thousand dollars per person for the benefit of state employees and state elected officials, including legislators, while they are, in the course of their employment, passengers on or crew members of any nonscheduled aircraft flight" may be secured from those insurance companies authorized to issue policies known in the insurance industry as "accidental health and/or dismemberment insurance," but the state's policies may only provide benefits payable in the event of death.

AGLO 1974 NO. 60 >

A port district may provide, and pay the premiums on, business related travel, liability, health, errors and omissions and accident insurance under RCW 53.08.170, as amended by § 1, chapter 6, Laws of 1973, 1st Ex. Sess., for its present port commissioners during the remainder of their current terms of office for the purpose of affording insurance coverage to those commissioners in the event of accidents or illnesses resulting from the performance of their official responsibilities.

AGLO 1975 NO. 61 >

Determination of the amount of paid-in capital stock necessary in order to allow a certain domestic stock insurer to transact disability insurance along with its existing life insurance line.

AGLO 1973 NO. 61 >

(1) RCW 41.05.020 (3) does not require the state employees' insurance board to approve a panel medicine plan for the coverage of state employees residing within the service area covered by such a plan whenever one or more such plans are there available.
 
(2) After the state employees' insurance board has, in fact, granted approval to such a panel medicine plan it may thereafter withdraw approval from this plan.

AGLO 1974 NO. 64 >

The Washington Life and Disability Insurance Guaranty Association, with the approval of the state insurance commissioner, may continue to impose the lien on life insurance policies previously imposed by the Federal Old Line Insurance Company; and it may impose a similar lien on policies issued by Federal Old Line on or after April 1, 1949; the Guaranty Association may also discontinue a past practice of Federal Old Line of waiving certain liens upon death claims and maturities; and it may limit the payment of interest declared by Federal Old Line to October 7, 1968.

AGLO 1975 NO. 83 >

(1) Where an individual or group disability income or income replacement insurance policy requires the insured to be under the regular care and attendance of a licensed physician in order to receive payments thereunder, such a requirement is unaffected by either RCW 48.20.412 or RCW 48.21.142 and, therefore, the insurance contract need not now be interpreted also to require payments if the insured is under the care of a chiropractor.

AGLO 1974 NO. 85 >

(1) A county does not presently have the authority to pay medical insurance premiums for its retired former employees except those who were, before retirement, members of the law enforcement officers' and fire fighters' retirement system. (2) A county does not have the present authority to make payroll deductions from the salary of its current employees to fund the payment of medical insurance premiums for them after their retirement.