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New Year’s resolution: Don’t get scammed while getting fit

New Year’s resolution: Don’t get scammed while getting fit

(Credit and Money Matters) Permanent link

gym1My New Year’s resolution for 2012 is to make healthier decisions; that means eating better, exercising more and taking the stairs instead of the elevator. I know I’m in good company since many Americans also choose resolutions about health and wellness. In our noble efforts to improve our physical health, we need to be sure to guard our financial health as well.

Personal fitness is important, and joining gyms or fitness centers can be a key to better health. But when deciding to join a health club, it's important to make the right choice. Washington's health club law (RCW 19.142) covers most clubs. Our website has some tips to consider before signing up.

gym2The Better Business Bureau suggests tips to Get Smart Before Picking Up Dumbbells. Their workout wisdom includes:

  • Ensure the trainer is certified,
  • Try out a trainer before signing up,
  • Ask for client testimonials,
  • Ask about discounts, and
  • Read the contract carefully.

The BBB also warns Don’t Eat Up Bad Diet Advice. Lookout for dietitians and nutritionists who:

  • Do not extensively study medical and dietary histories before prescribing nutritional adjustments.
  • Rely heavily on complicated computer analyses or software to endorse expensive supplements.
  • Diagnose deficiencies based solely on hair analysis.
  • Advise adopting erratic eating habits to produce dramatic weight loss results.

Finally, the best way to guard your financial health is to regularly check your credit report. Order a free copy of your credit report from the only government-authorized website: or call 877-322-8228. Other "free" credit report websites were designed to sell you products and services.

You are allowed one report yearly from each of the three major participating bureaus: TransUnion, Experian and Equifax. You may order all three at once. Or you may want to do your own monitoring by spacing them out (Order one from TransUnion now. Four months later, order one form Experian. Then four months after that, order an Equifax report.).

Posted by Sarah Lane All Consuming Blog Moderator at 01/10/2012 10:50:21 AM | 

When I complained about signing a PT contract with National Fitness, admittedly without reading the contract, you said you couldn't help. This blog contains no names, no list of complaint numbers as the BBB would do. Have you sent the offenders a warning letter? Frankly, this advice is close to useless in changing the ongoing scam. I thought I was signing up for two months, not 18. I was lied to.

They are still harrassing me. I paid about $250 on the promise that the would close my contract. Now they want $450 more. Please send National Fitness a warning letter telling them their scam will not be tolerated in our state, and to cease their collection efforts. I received only one month's service, then my trainer got sick and resigned. [ALL CONSUMING BLOG MODERATOR'S RESPONSE: I talked with our Consumer Protection Division and saw they were able to mediate a partial adjustment of your complaint. I will email you with the details.]
Posted by: Sarajane Siegfriedt ( Email ) at 1/10/2012 11:12 AM

I have tried to cancel my membership with National Fitness 2 times. Today I will be sending my 3rd certified letter cancelling my membership.
AGO Blog Comment Manager (lw): Please contact our Consumer Protection Divisiona at 800-551-4636 between 10 am and 3 pm for more help with your situation
Posted by: F White ( Email ) at 4/28/2014 8:34 AM

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